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Center for Economic and Policy Research;
It is ten years since we were at the peak of the financial crisis — the collapse of Lehman Brothers, an investment bank. This sent tremors throughout the world, and media outlets began talking about a return of the Great Depression. While the fear generated by politicians and media was able to get enough support for saving the financial industry, the country was left to deal with the painful fallout from a collapsed housing bubble. Millions lost their homes and jobs. Even a decade later, by some measures, most notably prime-age employment rates, the labor market has still not recovered.
This discussion makes several points concerning the bubble and its collapse. First and foremost, it argues that the primary story of the downturn was a collapsed housing bubble, not the financial crisis. Prior to the downturn, the housing bubble had been driving the economy, pushing residential construction to record levels as a share of GDP. The housing wealth effect also led to a consumption boom. The saving rate reached a record low. When the bubble burst, it was inevitable that these sources of demand would disappear and there were no easy options for replacing them, except very large government budget deficits.
Heartland Alliance National Initiatives on Poverty & Economic Opportunity;
Implementing the Individual Placement and Support (IPS) model boosts employment outcomes for transition-age youth facing barriers to employment. LifeWorks, a non-profit organization serving transition-age youth and their families in Austin, TX, realized that workforce models popular within the youth development field may not address the significant and complex challenges faced by their participants. LifeWorks staff began to look toward behavioral health approaches to employment and discovered the Individual Placement & Support model. This case study discusses how IPS offered LifeWorks a new approach to workforce support for youth that might better address the types of challenges their participants faced.
Chicago Coalition for the Homeless;
Provides national, state, and local statistics and data about affordable housing, family status of homeless households, living wage jobs, tax inequality, un- and under-employment, the poverty rate, and other exacerbating factors that feed into and exacerbate homelessness.
Heartland Alliance National Initiatives on Poverty & Economic Opportunity;
This infographic highlights current trends in how well the homeless service system is connecting people exiting the system with employment and income. The infographic is based on an analysis of the Department of Housing and Urban Development's Continuum of Care System Performance Measure data from 2016.
An innovative new model pioneered by affordable housing finance companies (AHFCs) has made home ownership attainable for millions of low-income informal sector customers in urban India. There are now 26 such AHFCs with a combined loan portfolio of $4.1+ billion in India, who have financed over 230,000 houses over the last decade. Due to the availability of equity and debt, and potential for geographic expansion, this market is likely to continue to grow rapidly. This report examines the current state of the market and provides recommendations for facilitating greater scale so that even more households can own or improve their homes.
Citizen's Committee for Children of New York;
Northern Manhattan reflects the diversity and cultural richness of New York City as a whole, while also reflecting the city's challenges, including pockets of high poverty and the associated risks to child and family well-being. In this report, we focus on the community districts of West Harlem, Central Harlem, and Washington Heights, and where possible, provide data on the eight neighborhoods within these districts. Our findings suggest the neighborhoods of northern Manhattan each face unique challenges. Manhattanville in West Harlem struggles with the lowest levels of employment among adults and lowest average household income; Central Harlem has the highest rates of homelessness and most worrisome child and adult health outcomes; and Washington Heights faces high levels of linguistic isolation and low levels of adult educational attainment. Though specific neighborhoods have unique challenges, there are also issues that are universal across the neighborhoods of northern Manhattan. The poverty rate in each northern Manhattan neighborhood is higher than the citywide rate, and at schools in each neighborhood (with the exception of Morningside Heights in West Harlem) students perform well below the citywide level in state-mandated English Language Arts and Math exams. The data also point to areas in which there has been significant improvement in northern Manhattan. The uninsured rate for both children and adults has decreased substantially—faster than it has citywide—and only 1% of children in West Harlem and Washington Heights lack health insurance. The teen birth rate has dropped considerably in each district, at a faster rate than it has citywide. Poverty rates are higher—and average incomes are lower—in northern Manhattan compared to New York City as a whole. However, each northern Manhattan community district has experienced greater increases in average income—and larger decreases in poverty—than the city as a whole over the last several years. Amidst the good news is the troubling fact that children and families facing multiple risks to well-being are disproportionately black and Latino. Where possible, we identify disparities in outcomes for these and other demographic groups, such as immigrant and single-parent households. Findings from these analyses point to the stubbornness of unequal outcomes, and the persistent need to further expose and combat discrimination in all its forms. In our research, service providers and community members pointed to several issues that should be addressed to improve child and family well-being in northern Manhattan. For example, both caregivers and youth are seeking more opportunities that will allow them to be economically secure and upwardly mobile. Residents feel they need greater protections in maintaining stable housing, and they expressed a need to eliminate access barriers— including lack of information and language—to ensure greater ease and accessibility in obtaining needed and desired programs and services. There was a desire for a more equitable distribution of resources in schools and more opportunities for parental involvement in their children's education. And community members felt they could benefit from shared spaces and co-located services where multiple needs and interests can be addressed. Below, we further explore the major themes that arose in our research and provide broad, community-informed recommendations to address the issues raised.
Coalition for the Homeless;
New York City reached a grim new milestone at the close of 2017: Last December, an average of 63,495 men, women, and children slept in City homeless shelters each night – an all-time record. To put this in context, only nine cities in the entire state of New York have populations larger than New York City's sheltered homeless population. Three-quarters of New Yorkers sleeping in shelters are members of homeless families, including 23,600 children. An 82 percent increase in homelessness over the past decade speaks to the severe shortage of affordable housing – fed by the combination of rising rents and stagnating incomes – along with devastating policy decisions that have limited access to affordable and supportive housing for homeless and extremely low-income New Yorkers. State of the Homeless 2018 articulates the steps necessary for the City and State to make a meaningful and lasting impact on this tragedy of historic proportions.
Strategies that advance eviction and homelessness prevention are complex, often misunderstood, and poorly utilized. Just as strategies that address homelessness when it occurs, preventing homelessness requires root cause analysis, systems change, targeting of resources, policy changes for organizations and systems, research and evaluation, and using data to plan, establish metrics, and measure progress. This report describes how a local community – Montgomery County, PA – took a strategic look at what was working in other communities and how these strategies might advance eviction and homelessness prevention in their community.
Poverty Solutions at the University of Michigan;
Children need stability to thrive, but for the more than 36,000 children in Michigan's elementary, middle and high schools who face homelessness, stability is often elusive. Under federal education law all children and youth who "lack a fixed, regular, and adequate nighttime residence" are homeless. These children not only lack a stable place to call home, they are more likely to transfer schools, have long commutes, struggle with poor health, and be chronically absent than their non-homeless peers. All of these daily challenges place homeless students at a greater risk for not meeting grade-level standards and for dropping out of school. Recent research in the State of Michigan has shown homelessness among children to be a key factor predicting student achievement in both rural and urban areas, yet little attention has been given, thus far, to understanding where homeless students in Michigan attend school and how their needs might differ depending on their geographic location. This policy brief seeks to fill that gap so that policymakers and local stakeholders can begin to think about the impact of homelessness in their area and to identify resources to support some of the State's most vulnerable children. Data for this brief comes from school year 2015-16 administrative records collected by every school under the mandate of the Federal McKinney-Vento Act, a law which guarantees homeless student's right to an education.
Institute for Local Government;
This report provides practical tools for cities and counties in California to use in addressing homelessness in their communities. It offers details on how to create a homelessness plan, identify resources and funding for homelessness and build support in communities to address homelessness.To successfully reduce homelessness, local governments must continue to be creative and must keep moving forward. Each city and county is unique and may be at very different stages of addressing homelessness in its community. However, to succeed in addressing an issue like homelessness, local governments must learn from each other to collaborate and forge partnerships.We look forward to the day when every Californian has a path that leads them home.